Welcome to this beautifully updated 2-bedroom, 2-bathroom home in the serene St. Cloud neighborhood, where privacy, modern comfort, and convenience come together. Elevated above the entry stairs, all living spaces are thoughtfully designed on a single level, giving the home the ease of a one-story layout. Inside, dual-pane windows and warm luxury vinyl plank (LVP) flooring set the stage for a contemporary yet inviting ambiance, while sleek stainless steel appliances bring a touch of modern elegance. At the top of the stairs, a versatile landing area offers space for a laundry closet, future office, or additional storage. The spacious kitchen boasts ample cabinet storage and a large island that seamlessly connects the dining and living areas—ideal for entertaining or unwinding at the end of the day. Step outside to the west-facing deck, a perfect retreat for enjoying your morning coffee, soaking in coastal breezes, or watching breathtaking sunsets. The attached two-car garage provides generous storage and everyday convenience. Tucked away from the main neighborhood streets, this home offers a heightened sense of privacy and tranquility. Residents of St. Cloud enjoy a low HOA fee of $345, granting access to resort-style amenities including a full Olympic-sized pool, spa, clubhouse, gym, lush green spaces, and ample lounge areas for relaxation. Utilities are incredibly affordable, with water and trash costs averaging under $60/month for the current owner. The gated entry enhances security and fosters a welcoming community atmosphere. Ideally situated near Martin Luther King Middle School and the highly rated Ivey Ranch Elementary, this home is also just minutes from El Camino High School and the exciting new developments at El Corazón, home to Frontwave Arena and the SD Clippers. The area also features an aquatic center with more to come including parks, walking trails, baseball fields, recreational spaces, and a bandstand for live events in the near future. Whether you're searching for a primary residence or a vacation retreat, this home is a rare opportunity to experience the best of coastal living. Don't miss your chance to make this incredible property your own!